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William A. Krajec
Attorney at Law
837 South 4th
Springfield, IL 62703-2220
Telephone: (217) 525-2252
(800) 933-6690
Fax: (217) 525-2268
E-mail: info@billkrajec.com

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Bankruptcy Information

Continued Creditor Harassment

After your bankruptcy case is filed, an "Automatic Stay Order" is issued. This is a federal injunction which stops all creditor harassment including telephone calls, lawsuits, garnishments, repossession threats, etc. Tell your creditors you have filed bankruptcy or Chapter 13. Refer them to my office. If they continue to bother you, I'll have them cited for contempt.

You don't have to put up with creditor harassment, after your case has been filed.

If a creditor is particularly obnoxious, keep a careful record of their calls and threats. In special cases, I can have them fined or punished.

  1. Say: "I am not paying you, good-bye." or "Take your best shot."
  2. Say: "Hold please" and put the phone on the floor. They can harass the floor but cannot call back while the phone is off the hook
  3. After you have sent me a down payment, you may say: "Contact my attorney, Bill Krajec at 217-525-2252".
 
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Copyright © 2005 Bill Krajec Attorney At Law
Last modified: 03/18/05